20fourr Platform User Agreement / Terms of Service
PSARA Compliance
Acceptance of Terms
Platform Role (Marketplace Only)
Independent Service Providers
Legal Compliance Responsibility
Verification of Providers
User Responsibility (Client Due Diligence)
Insurance Responsibility
Payment Facilitation
Cancellation and No-Show Policy
Limitation of Liability
Indemnification
Emergency Disclaimer
Dispute Assistance
Agreement Confirmation
User Identity Verification
Jurisdiction and Governing Law
Account Responsibility
Prohibited Activities
Platform Suspension Rights
Ratings and Reviews
Service Availability
Data and Privacy
Modification of Terms
Force Majeure
Entire Agreement
Severability
Arbitration Agreement
Class Action Waiver
Chargeback and Payment Dispute Protection
Background Check Disclaimer
Safety Incident Reporting
Prohibition of Illegal or Improper Use of Security Services
Platform Neutrality and Non-Control Clause
No Employer or Agency Relationship Clause
Off-Platform Engagement and Circumvention Prohibition
Liability Disclaimer for Gate Security and Property Guard Services
Grievance Redressal Mechanism (IT Act 2000 / Intermediary Guidelines Rule 4)
The Grievance Officer shall acknowledge receipt of any complaint within 24 hours and resolve or dispose of the complaint within 15 calendar days of receipt. Users may file a formal grievance by selecting the "Formal Grievance" category when creating a support ticket in the app, or by emailing [email protected] directly. If the grievance is not resolved within the specified period, users may escalate to the adjudicating officer appointed under the IT Act or to relevant regulatory authorities.
The Data Protection Officer may be contacted for matters relating to personal data processing, consent withdrawal, data export requests, or erasure requests under the Digital Personal Data Protection Act 2023.
20fourr Privacy Policy
Information We Collect
- Identity Information: Name, date of birth, government-issued ID numbers, passport information
- Contact Information: Email address, phone number, residential address, business address
- Payment Information: Credit card data (processed by third-party payment processor), transaction history
- Location Information: GPS location data during active bookings, pickup and delivery addresses
- Document Information: Copies of government IDs, licenses, certifications, medical records, background check results
- Behavioral Information: Browsing history, search queries, booking patterns, ratings and reviews
- Communication Information: Messages between users, support tickets, call logs
- Threat Assessment Information: Descriptions of threats, security concerns, and personal security needs
- Biometric Information: Selfies submitted for identity verification purposes
- Device Information: Device type, operating system, IP address, mobile identifiers
How We Use Information
- To facilitate connections between Clients and Providers
- To verify user identity and qualification
- To process payments and track earnings
- To comply with legal and regulatory requirements
- To detect and prevent fraud and illegal activity
- To communicate with users regarding bookings and services
- To provide customer support and resolve disputes
- To improve Platform functionality and user experience
- To send marketing communications (with user consent)
- To conduct analytics and research
- To monitor compliance with these Terms
Information Sharing
- Service providers who assist in Platform operation (payment processors, verification services, cloud providers)
- Providers with Clients who have completed payment
- Law enforcement when legally required or suspected of illegal activity
- Insurance companies when relevant to claim disputes
- Other users of the Platform as necessary to facilitate Services
- The Platform's corporate affiliates and subsidiaries
Data Retention
- KYC and identity documents (Aadhaar reference, police verification, employment records): minimum 5 years from date of upload (KYC §58).
- Financial records (invoices, payments, transaction history): minimum 6 years from date of transaction per Income Tax Act requirements.
- General account data: retained for the duration of the account and up to 2 years after closure, unless a longer retention period applies.
Data Security
By continuing to use the Platform, you consent to the collection, use, and sharing of information as described in this Privacy Policy.